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Home Improvements

    Total gross mortgage lending increased to £11.6 billion in March

    When it comes to gross mortgage lending, the Council of Mortgage Lenders has estimated that the total increased to £11.6 billion last month.

    Number of loans for property purchases up by 6 percent

    According to the Council of Mortgage Lenders, in November there was a 6 percent increase in the number of loans taken out for the purpose of purchasing a property.  This has been attributed to greater activity in the first time buyer and home movers sectors.

    Freezing temperatures in the pipeline

    With UK temperatures predicted to plummet this month, Lloyds TSB is advising householders to take action now to help prevent burst and leaking pipes, which could in turn cause significant damage to properties – from electrical faults to structural problems.

    Batten down the hatches ahead of the cold snap

    With a cold snap on the cards, RIAS is advising consumers to protect their properties in readiness for the freezing temperatures to come.  The over 50s insurance provider has offered the following advice for keeping homes warm during cold spells of weather:

    Top tips for weathering the storm

    With stormy weather and flooding currently affecting much of the UK, and with predictions of further rain and gales to come during the course of the weekend, Aviva is advising homeowners to take ‘basic precautions’ for their own protection and to protect their property.

    Householders advised to give their properties a ‘winter health check’

    With freezing temperatures and a ‘harsh winter’ predicted, Lloyds TSB Home Insurance is currently recommending that householders give their properties a ‘winter health check’ in order to minimise the chance of damage.

    Don’t let your Bonfire Night celebrations go up in smoke!

    With Bonfire Night just around the corner, MoneySupermarket.com is advising people to ensure that their home insurance policy is inclusive of adequate personal liability protection in case any accidents occur.  The comparison site is recommending that the small print of home insurance policies is checked.

    3.5 million English households are in fuel poverty

    National Energy Action is currently urging all households to look into whether they are entitled to free help to improve their heating and insulation this winter.  The fuel poverty charity is doing so in light of rising energy bills and falling temperatures.

    Don’t let your Bonfire Night go up in smoke

    According to Aviva, the worst day of the year for burglaries is Bonfire Night.  The insurer has revealed that on November 5th there are 25 percent more burglaries than on an average day, with burglars primarily targeting gold and jewellery.  In fact, on Bonfire Night there is reportedly a 33 percent increase in gold and jewellery claims compared to the average in September and October.

    Flood damage costs an average sum of £17,000 to rectify

    Whilst certain regions of the UK are encountering severe weather conditions, Lloyds TSB Insurance is offering advice to homeowners to assist with minimising damage to their properties.

    Parents left with £300 million worth of their children’s belongings

    According to new research commissioned by Lloyds TSB, when UK students leave their family home to attend university this month, they will be leaving their parents with possessions to the collective value of £300 million.

    Prospective first time buyers face a decade of saving

    According to Post Office Mortgages, 47 percent of would-be first time buyers anticipate that it will take them at least ten years to save for a property deposit.

    Adding extra living space could add extra value

    With the Government’s ‘new relaxed planning laws’ reportedly being announced today, Nationwide has revealed that the value of a property could be increased by almost a quarter by adding an extension or an attic conversion.

    Brits choose improvement over movement

    According to research commissioned by Quidco, ‘Brits are choosing to make do and mend’ as opposed to moving house in the current economic climate.

    73 percent of adult children reside in the family home

    According to Aviva’s latest Family Finances Report, 73 percent of those over the age of 18 have resided with their extended family into adulthood.  This reportedly equates to approximately 36 million people, with the majority stating that the reason behind this is the opportunity to save money.

    Ensure your insurance is up-to-date

    According to research commissioned by MoneySupermarket.com, 26 percent of UK respondents would not inform their insurance provider if they made structural changes to their property, such as converting their attic or building an extension.

    4.4 million UK adults are relying on the bank of Mum and Dad

    According to a study commissioned by LV=, more than 4.4 million UK adults are receiving financial support from their parents.

    47 percent opt for improving rather than moving

    According to an online survey commissioned by Nationwide Building Society, 47 percent of homeowners have decided to improve their homes in the next twelve months.  In contrast, just 8 percent of respondents are reportedly planning to move.

    Money grows on trees for green-fingered thieves

    According to MORE TH>N Home Insurance, there is a ‘new wave of plant theft sweeping the nation’.  In fact, their research has revealed that in the last twelve months, 20 percent of UK gardens have been pilfered, with 23 percent of respondents claiming that the problem is worsening each year.

    34 percent of 18 to 34 year olds plan to purchase a property in the near future

    According to research commissioned by Post Office Mortgages, 36 percent of young men are intending to purchase a property in the not-too-distant future.  In comparison, 32 percent of young women are reportedly planning to do so.

    28 percent would like to live in a rural semi

    According to research commissioned by AA Home Emergency Response, 18 percent of respondents aspire to own a two to three bed, semi-detached property.  This is reportedly the most popular type of house, whilst a rural village is the most popular location at 28 percent.

    Rain, rain, go away!

    Following the recent heavy rainfall, Aviva has offered some advice to those who have either suffered flood damage or have concerns about flooding.

    16 percent of Brits believe their home insurance policy covers home maintenance

    According to new research commissioned by Legal & General, 16 percent of the 2,061 UK adults surveyed believe that their home insurance policy covers home maintenance.  Furthermore, it was also found that 94 percent of respondents are not aware of the importance of home maintenance.

    Brits set to spend £424 million on Jubilee house parties and celebrations

    According to research commissioned by Santander Insurance, 12 percent of respondents – equivalent to nearly six million Brits – are planning to throw a party or have a celebration at home for the Queen’s Diamond Jubilee.  Findings have shown that a total sum of £424 million is expected to be spent on things such as food, drink and decorations.

    20 percent more young adults living with parents

    According to the Office for National Statistics, last year nearly three million adults between 20 and 34 years of age were living with a parent or parents.  This reportedly marks a 20 percent increase since 1997 when the number of people within this age bracket was predominantly the same.

    Don’t let your bank holiday plans go up in smoke

    According to Aviva, analysis of their claims data for last year’s four day Royal Wedding weekend and the four day Queen’s Golden Jubilee weekend a decade ago has revealed that on both occasions the number of fire claims was five times greater than the average.  Furthermore, it was found that the number of accidental damage claims increased by 10 percent during these extended weekends.

    51 percent are worried about being burgled

    According to new research commissioned by Gocompare.com, 51 percent of the UK householders surveyed are worried about the possibility of their home being burgled.  What’s more, the research uncovered that 23 percent of respondents keep a weapon or heavy object nearby in case they are faced with an intruder.

    Green-fingered thieves

    According to Saga Home Insurance, 44 percent of respondents over the age of 50 feel that gardens are one of the most important features of a property.

    Outdoor outlays of £3.9 billion in 2012

    According to HSBC, their annual Gardens Survey has revealed that households will each spend an average sum of £185 on their gardens in 2012.

    Helpful home improvements

    According to HSBC’s Home Improvement Survey, ‘many homeowners have misconceptions regarding factors which may help them to sell their property’.

    All under one roof

    According to National Association of Estate Agents (NAEA), prospective first time buyers who are finding it difficult to raise a substantial deposit or secure financial backing from ‘reluctant banks’ could consider purchasing a property with their friends or family.  This is thought to be a potential means of spreading the cost of getting on the property ladder and subsequently maintaining that property.

    12 percent are hoping to get on the property ladder in the next five years

    According to the Post Office, their research has revealed that 12 percent of respondents are hoping to get on the property ladder in the next five years.  Of this group, 14 percent are reportedly hoping to purchase their first property in 2012, whilst 22 percent are expecting to get on the property ladder in 2013.

    The root of the problem

    According to first direct, the hose pipe ban and reduced rainfall experienced in certain parts of the country could lead to ‘unnecessary insurance claims’.

    Average age of first time buyers revealed

    According to Yorkshire Bank, their research has revealed a distinct difference in the average age of first time buyers across the country – from 28 to 36.

    The DIY gender divide is narrowing

    According to the AA’s Home Emergency Response Service, women are catching up with men when it comes to DIY proficiency.  In fact, it has been revealed that young men are less than half as likely to have the knowledge to perform certain tasks as their fathers and grandfathers, with their partners often showing them up.

    The key to keeping your property safe

    Research commissioned by Confused.com has revealed that 69 percent of respondents could be putting their home at risk by giving spare keys to others, which could invalidate their home insurance.  The comparison site is warning people about the ‘potential danger’ involved and is advising the nation to read the small print of their home insurance policy.

    2011 saw a 4 percent increase in lending to Welsh first time buyers

    According to the Council of Mortgage Lenders in Wales, there was a 4 percent increase in lending to Welsh first time buyers last year from 8,100 in 2010 to 8,400.  Meanwhile, there was reportedly a nationwide decrease of 4 percent.

    39 percent of UK homeowners either do it themselves or don’t do anything at all

    According to the AA’s Home Emergency Response Services, 39 percent of homeowners have either postponed home repairs or maintenance in the last year, or have attempted to fix things themselves in a bid to save money.

    First time buyers urged to ‘act fast’

    According to Santander Mortgages, their new analysis has revealed that the two year stamp duty holiday has saved first time buyers an estimated sum of £319 million.

    The AA advises homeowners to protect their properties

    With concerns that many homeowners may not be prepared for the current cold snap, the AA is urging people to think back to last winter when the weather caused £3.1 billion worth of damage in more than seven million homes.

    Thousands of properties at risk amid cold snap

    As the country braces itself for arctic temperatures, MORE TH>N insurance is warning that thousands of small businesses and homes are at risk of ‘significant damage’ due to burst water tanks and pipes.  Vacant properties are reportedly most susceptible to burst pipes.

    Property fears for 25 percent of Brits amid ‘big freeze’

    According to new research by Santander Insurance, 25 percent of Brits are concerned about adverse weather conditions damaging their property.

    Rising living costs prove challenging for first time buyers

    The Royal Bank of Scotland’s new quarterly Ability to Buy Index reportedly ‘paints a mixed picture’ for first time buyers in the UK.

    Millions of people could reduce their energy bills

    According to Consumer Focus and Energy UK, ‘millions of people are missing out on easy ways to make big savings for little or no cost’.  Therefore, consumers are being urged to investigate how much they could save on their energy bills via better home insulation and by checking that their tariff and payment method is the best for them.

    Top tips for selling properties in the winter

    According to the National Association of Estate Agents (NAEA), there tends to be a decline in the number of active homebuyers during the winter.  However, with the economic climate the way it is at present, the number of properties on the market and the number of agreed sales reportedly remains relatively stable throughout the year, regardless of the season.

    UK property prices up by 0.4 percent in November

    According to Nationwide, there was a 0.4 percent rise in UK property prices in November.  As a result, the annual rate of growth now reportedly stands at 1.6 percent – up from 0.8 percent in October.  It has been revealed that a typical home is now priced at £165,798.

    Don’t let thieves have a merry Christmas on the house

    As Christmas rapidly approaches, MoneySupermarket.com is advising consumers to check that their home contents policy covers gifts and valuables.  The comparison site has revealed that during the festive period, the majority of providers apply a free, automatic uplift to the amount of home contents cover.  However, it has been highlighted that policies will vary between providers, so it is important for consumers to find out exactly what they are covered for.

    First-time buyer mortgage enquiries at a 16 month high

    According to unbiased.co.uk, searches for first-time mortgage advice reached a 16 month high in August 2011, accounting for 41 percent of searches – an increase of 3 percent from July.  When it comes to ‘advice drivers’ for consumers who are seeking whole of market mortgage advice, first-time buying enquiries have reportedly remained at number one.

    61 percent of Brits believe that burglary levels will increase

    According to new research from Allianz Insurance, 61 percent of Brits believe that in the next two years burglary levels will increase.  With 60 percent reportedly feeling that their homes are not entirely secure, households are being urged to become more security conscious.

    66 percent believed crime had risen when it had fallen

    According to the Office for National Statistics (ONS), 66 percent of people in England and Wales were under the impression that the rise in crime between 2008/2009 and 2009/2010 was at the national level.  However, in actual fact, it has been reported that the estimated number of crimes had fallen from 10.4 million to 9.5 million.

    Signs of recovery in the UK mortgage market

    According to moneysupermarket.com, ‘first time buyers and borrowers with smaller deposits are enjoying the first signs of recovery in the UK mortgage market’.  Findings have shown that those who have a ten percent deposit now have access to the greatest number of mortgage products since November 2008.

    Homeowners choose to improve rather than move

    According to new research from RICS, an increasing number of homeowners are choosing to improve their properties rather than moving.  It has been revealed by 48 percent of chartered surveyor estate agents that the slow sales market is prompting people to go down this route.

    Brits continue to invest heavily in their homes

    According to Sainsbury’s Finance, an analysis of their loans data has indicated that UK homeowners are spending a greater sum on home improvements and investing more in their property – ‘despite continued reports of challenging economic conditions’.

    DIY expenditure at lowest level since 1998

    New research by Lloyds TSB has shown that total DIY expenditure by UK households has dropped to its lowest level since 1998.  Findings have shown that in 2010, the total sum of household spending on DIY stood at £9.5 billion, which is equivalent to £352 per household.  In real terms, this reportedly represented a 13 percent reduction from the £10.9 billion outlay in 2009.

    ‘Cash-strapped homeowners’ delay home maintenance projects to save money

    According to new research commissioned by Gocompare.com, ‘cash-strapped homeowners’ are delaying home maintenance projects in order to save money.  In fact, 32 percent of those surveyed reportedly admitted that they are putting off home maintenance and decorating jobs to make savings.  Meanwhile, it was found that fitting a new kitchen and bathroom suite had also been delayed by 22 percent and 17 percent respectively.

    Urban temperatures up to six degrees Celsius higher than in rural areas

    According to RICS, an increased amount of green space in towns and cities could reduce the impact of urban climate change by as much as 2.5 degrees Celsius.

    First time buyers pay an average deposit of 17 percent

    According to new research from Santander Mortgages, during the last 12 years the average deposit paid by first time buyers has been 17 percent of the overall property value.  This is reportedly 2 percent more than the current average, and has been taking first time buyers an average 29 months to save up.

    Sellers have a spring in their step

    According to the latest RICS UK Housing Market survey, April saw an increase in the supply of property as ‘sellers returned to test the spring housing market’.

    Location, location, location

    According to Clydesdale and Yorkshire Banks, the cost of getting on the UK property ladder can vary by more than £150,000 depending on whereabouts you live.

    23 percent of prospective first time buyers face at least five years of saving for a deposit

    According to new research from Santander Mortgages, 23 percent of prospective first time buyers expect it to take ‘at least five years’ to save up enough money for a deposit.

    Don’t bank on DIY adding value to your home

    According to HSBC’s Home Improvement Survey, 40 percent of ‘house proud Brits’ are planning to embark upon home improvements over the forthcoming Bank Holiday weekends.

    19 percent will take out a home improvements loan in the near future

    According to moneysupermarket.com, ‘Britain’s passion for home and garden improvements always increases over a Bank Holiday period’.  In fact, it has been revealed that 16 percent of the price comparison site’s users will be spending money on home improvements over the two forthcoming Bank Holiday weekends.

    Renting is typically more expensive than buying

    According to new research by Halifax, renting a property is typically 14 percent more expensive than buying a home in the UK.  In March of this year, the average monthly cost associated with buying a three bedroom house in the UK reportedly stood at £608 – £98 less than the average monthly rent paid on a property of the same type.  In contrast, it has been pointed out that the average cost of buying a property was 43 percent more than the typical rent paid three years ago.

    558 percent increase in the price of an average first time buyer home since 1983

    According to SHIP, the trade body for equity release, ‘the children of baby-boomers will have to pay seven times the price their parents did to get on the housing ladder’.

    Are your outdoor possessions adequately protected?

    Now that the warmer weather and lighter evenings have arrived, moneysupermarket.com is advising ‘all those thinking of dusting off the barbeque set and sprucing up their gardens to ensure their outdoor items are adequately protected’.

    47 percent decline in property sales since 2007

    According to Lloyds TSB’s property sales report, which tracks home sales movements across England and Wales, property sales have significantly dropped since 2007 ‘amid a widening North-South housing divide’.

    Slight increase in mortgage lending in February

    According to the Council of Mortgage Lenders, new figures have revealed a slight increase in mortgage lending in February, following a ‘particularly downbeat January’.

    78 percent aspire to be homeowners

    According to HSBC, it would appear that ‘hundreds of thousands’ of prospective first time buyers (FTBs) are unable to get on the property ladder.  With approximately 200,000 FTBs per annum, this is reportedly less than half the number recorded in ‘more typical market conditions’.

    ‘Encouraging news for the UK property market’

    According to the National Association of Estate Agents (NAEA), there was a rise in the number of people putting their house up for sale on the UK housing market in February.

    Lighter evenings may come at a cost

    According to Aviva, in addition to the many people who are looking forward to lighter evenings when British Summer Time begins on Sunday 27th March, opportunistic thieves are also anticipating this period.

    The grass could be greener on the other side

    According to Communities Minister, Andrew Stunell, a new Government scheme will enable homeowners and tenants to receive ‘tailored advice’ about how to improve the energy efficiency of their homes and save money.

    Top tips for going ‘green’

    According to estate agents, it is possible for homeowners to make savings by taking ‘small steps to green their home’.  Therefore, the National Association of Estate Agents (NAEA) is encouraging homeowners to make efficiencies in their properties by taking advantage of the ‘simple solutions currently on the market’.

    Board money could save parents thousands on their mortgage

    According to first direct, if parents used their adult children’s board money to make overpayments of £160 per month, they could save more than £10,000 in 5 years on their mortgage.

    30 percent may be on the move in 2011

    According to Clydesdale & Yorkshire Banks, their new research has revealed that 30 percent of people in the UK are intending to move home this year.  This is reportedly more than three times the level recorded at the height of the recession, and the ‘biggest single increase’ since October 2008 when only 9 percent of people were planning to move.

    Housing demand at a six-month high

    According to the National Association of Estate Agents (NAEA), January saw house-hunters return to the UK housing market – pushing demand figures up to a six-month high.

    House prices 1.1 percent lower than January 2010

    According to new figures released by Nationwide, there was a 0.1 percent reduction in property prices in January.  This slight fall has reportedly left house prices at 1.1 percent lower than they were in January of last year.

    The cost of ‘space invaders’

    According to new research from Direct Line, the equivalent of 4.9 million Brits have had a ‘free-loading house guest’ staying with them in the last twelve months. It was found that these ‘space invaders’, who overstayed their welcome on a rent-free basis, resided with their friends and family for an average period of eight weeks last year.

    Are you on the best possible energy tariff?

    According to moneysupermarket.com, homeowners use approximately 40 percent of their annual energy consumption in the winter.  It has therefore been reported that those on standard tariffs, paying an average sum of £1,093 per annum via quarterly cash or cheque payments, could be faced with a hefty bill of £437 next month.

    59 percent of Brits look to make ‘further savings’ in 2011

    According to new research conducted by Lake Market Research on behalf of online insurer swiftcover.com, the equivalent of 59 percent of people in the UK are planning to make ‘further savings’ this year.

    Out with the new, in with the old

    According to Santander Mortgages, Britons are opting for hand-me-downs and second-hand bargains as opposed to brand new home furnishings.  New research, amongst over 2,000 adults, has reportedly revealed that the equivalent of millions of homeowners are going down this route in a bid to ‘embrace the age of austerity’ following Christmas expenditure and the imminent VAT increase.

    Problems in the pipeline?

    As the cold snap continues to grip the nation, Aviva is advising homeowners to be ‘extra careful’ if they are intending to go away this Christmas.

    As temperatures remain low, ensure that your energy bills do too

    As the UK is gripped by freezing temperatures, Confused.com has offered top tips on how the vulnerable can keep costs down.

    Wintry weather worries

    As we head into the winter months, Direct Line has offered some tips to protect your home during cold weather.

    52 percent will be lighting up this Christmas

    According to new research commissioned by Gocompare.com, which involved surveying 3,000 UK adults, 52 percent of UK households will be displaying outdoor Christmas decorations this year.  However, it was also found that 85 percent of people ‘have no idea how much fairy lights, inflatable Santas and flying reindeer will add to their winter electricity bill’.

    There’s no place like home

    According to a new report, published by Friends Provident in conjunction with Future Foundation, as people get older their desire to remain in their own home is continuing to increase whilst plans to downsize are decreasing.  Findings show that 42 percent of those between 34 and 44 years of age, and 77 percent of those over 65 years of age, want to stay in their own home when they retire.

    Crimes against design

    According to Post Office Mortgages’ Property Fads and Fashions Report, design fads from decades gone by still ‘haunt the homes of the UK’.  It would seem that what was previously considered to be tasteful is today striking a ‘sour note’ among many homebuyers.

    Winter worries

    According to uSwitch.com, 61 percent of households are concerned about the cost of their energy bills as we head into the winter months.  This comes following a survey of 5,070 UK energy customers, conducted by YouGov online on behalf of the independent price comparison and switching service.  The research also revealed that 20 percent of households are ‘already struggling’ to meet the cost of their energy bills.  What’s more, it was found that 73 percent have either already decreased the amount of energy utilised or they intend to do so in a bid to lower their bills.

    Improving rather than moving

    According to Sainsbury’s Finance, 20 percent of all personal loans were taken out to fund home improvements in the first half of the year.  The supermarket bank has also revealed that there has been virtually no decline since 2007 when the figure stood at 20.7 percent.  However, between 2007 and 2009, the number of people using their loans solely for home improvement purposes reportedly increased by 47 percent.

    Property perfection

    Research conducted by Halifax has provided an insight into the types of properties that UK homeowners aspire to live in.

    20 percent rise in first time buyer mortgage approvals

    According to the latest figures released by the Council of Mortgage Lenders, there was a 20 percent increase in approvals for first time buyer mortgages in June.

    3 percent increase in house prices during first half of 2010

    According to figures released by Nationwide, June saw a 0.1 percent increase in the value of a typical UK property.  Furthermore, it has been reported that the annual rate of house price inflation has fallen from 9.8 percent to 8.7 percent.

    Driest six months since 1929

    According to the Met Office, the UK has experienced the driest first half of any year since 1929.  In fact, it is has been revealed that the average rainfall from January to June stood at 356.8mm, which makes it the second driest period for a century.  The driest first half of a year was reportedly experienced in 1929 when 275.7mm of rain was recorded.

    Average property price at £165,314 in England and Wales

    According to the Land Registry, May data from their House Price Index has revealed an annual price increase of 8.2 percent.  This marks the seventh consecutive month of positive annual figures, which has taken the average property price to £165,314 in England and Wales.  Since March 2009, this is reportedly the first time that there has not been an increase in the annual change figure from the month before.

    Bicycle theft is a wheel problem for cyclists

    According to NFU Mutual, nearly 400 bicycles are reported stolen every day.  As a result, the UK’s leading rural insurer is advising cyclists to check whether or not their bicycles are covered by their home insurance policy.

    DIY blunders see 200,000 visiting hospital each year

    According to a survey conducted by YouGov for M&S Money, 64 percent of British adults are more likely to tackle jobs themselves as opposed to hiring skilled tradesmen.

    Are DIY home improvements really ‘improvements’?

    According to new research conducted by LV=, many UK homeowners are taking on complicated home improvement projects themselves in an attempt to add value to their property.

    Tradesmen build up £590 million worth of damage in British homes each year

    According to new research conducted by ICM on behalf of Sainsbury's Home Insurance, tradesmen cause up to £590 million worth of damage each year.

    DIY – damage it yourself

    According to Santander Insurance UK, 39 percent of Britons are intending to embark upon home improvements in the next year.

    Stamp duty stamped out for first time buyers

    According to an analysis conducted by moneysupermaket.com, the abolition of stamp duty for first time buyers who are purchasing a property under £250,000 has ‘provided a welcome kick start to the housing market’.

    CBI wants the 'green' light for energy efficient driving tests

    According to a new CBI report, containing ‘recommendations to pave the way for the development of low-carbon cars and homes’, transport emissions could be reduced and motorists could save money by making energy-efficient driving a compulsory part of the driving test.

    Energy bills leaving you hot under the collar

    According to a survey conducted by Confused.com, 76 percent of Brits claim that the freezing weather conditions have increased their awareness of energy usage.

    Cold snap leads to a rise in burst pipe claims

    According to statistics from AXA, the freezing temperatures over the past couple of months have led to an increased number of claims for ‘escape of water’ as a result of burst pipes.

    Growing pains for dogs

    With spring just around the corner, M&S Pet Insurance is urging green-fingered dog owners to carefully consider the plants, vegetables and fruit that they have in their gardens.

    Energy bills are met with a frosty reception

    According to a new survey conducted by Which? Switch, the recent cold snap has caused many consumers to be concerned about paying their energy bills.

    Prevent problematic pipes

    Following weeks of freezing temperatures LV= home insurance has offered advice to assist homeowners in preventing damage to their property during the ‘big thaw’.

    Switching could lead to a saving

    According to moneysupermarket.com, bill payers in the UK will utilise approximately 40 percent of their annual energy consumption throughout these cold winter months.

    When snow is falling, so is productivity and turnover

    With recent spells of wintry weather causing many employed Brits to stay at home due to road and school closures, RSA has revealed that a day of ‘severe snow’ could cost the economy £690 million.

    Is Jack Frost pushing up your fuel bills?

    According to uSwitch.com, households could see their winter fuel bills rise by £60 if low temperatures continue into next month.

    Cold snap isn’t a breeze for some households

    As the UK experiences an extreme cold snap, Halifax is advising homeowners to protect their properties from the elements.

    Jack Frost bites but 27 percent are forced to reduce their heating bills

    Despite the recent freezing temperatures, Shelter has revealed that one in four people have had to reduce their heating bills as a result of the high cost of housing.

    UK Climate Change Act 2008

    According to the Carbon Disclosure Project (CDP), the UK Climate Change Act 2008 outlines ‘some of the world’s most aggressive national targets’.

    Boiler Scrappage Scheme set to reduce both carbon and heating bills

    According to the Department of Energy and Climate Change, up to 125,000 households with ‘G-rated’ boilers in England can now apply through the Energy Savings Trust for a voucher that will entitle them to a £400 discount on a new ‘A-rated boiler.

    Is the grass greener in the countryside?

    According to Halifax Home Insurance, approximately 3.5 million people living in rural areas are failing to make life difficult for burglars by ‘leaving their doors unlocked most days’.

    Escaped water and insurance claims on the rise

    With the festive period behind us, many people may now be planning a New Year break.

    Average energy bills up 36 percent

    According to uSwitch.com the average household now faces annual energy bills that are 36 percent greater than they were at the start of 2008.

    Prevent burst pipes to prevent them putting a damper on your Christmas

    As the country experiences plummeting temperatures, esure home insurance is advising homeowners to ‘leave the heating ticking over but to turn the stop-cock off’ in the event of them going away.

    MORE TH>N offers some brrrrrrrrrright ideas for preventing frozen pipes this winter

    As temperatures plummet across the UK, MORE TH>N Home insurance is warning householders about the potential for burst water pipes and tanks, which could cause significant damage to properties.

    Has the weather put a damper on your driving?

    According to Saga Motor Insurance, plummeting temperatures and the subsequent deterioration of driving conditions will cause serious concerns for 48 percent of UK motorists.

    Have yourself a cosy little Christmas

    As temperatures begin to drop across the UK, Confused.com has offered advice on how to keep homes warm this Christmas.

    When it rains it pours so be prepared

    As the weather takes a turn for the worse, Direct Line has offered some advice to householders who may be affected by floods.

    Leave burglars out in the cold

    In a bid to assist people in protecting themselves from ‘distraction burglars’ a national campaign has been launched.  The campaign is primarily targeted at older generations and students.

    Increase in burglaries and thefts heightens need for adequate insurance

    According to Sainsbury’s Finance, the thirteen percent drop in claims for theft, may reveal a possible under insurance problem. This comes at the same time as an increase in burglaries and thefts.

    70 percent see themselves as a shade of green

    A month ahead of the Copenhagen Climate Change Summit, a survey conducted by YouGov for National Ethical Investment Week has found that 70 percent of people in Britain believe that their ‘outlook and lifestyle’ is either ‘very green’ or ‘fairly green’ and ethical.

    Bonfire Night insurance claims

    In the lead up to Bonfire Night, The Co-operative Insurance encouraged people to take the necessary measures which would prevent needless claims on the 5th November.

    As dark evenings set in light is shed on security

    Now that the clocks have been put back and we are experiencing darker evenings, Confused.com has offered homeowners some advice on how to avoid becoming a victim of opportunistic thefts.

    Are you sitting comfortably?

    According to new research from esure home insurance, which involved 3,000 homeowners, the average life of a sofa is 8 years.

    Trick or treat trouble?

    According to Saga Group, some homeowners might find Halloween to be the night from hell.

    Counting the cost of delay

    The Autumn half term break is almost at an end. Prior to the start of the break Post Office Travel Services carried out research which found that 4.8 million people were planning to go abroad during the time off school.

    Reduce the risk of burglary

    Halifax Home Insurance is advising homeowners to take steps in order to reduce the risk of burglary.

    Clued-up on climate change

    According to new research by Energy Saving Trust, the British public has more knowledge of climate change than the French, Spanish or Germans.

    Modern dads on the increase

    According to research conducted by The Children’s Mutual, there has been a rise in the number of fathers staying at home to look after their children, as opposed to going out to work.

    Average property price stands at £155,968

    According to Land Registry data for August, the monthly house price change was recorded at minus 0.1 percent.

    31 percent of home buyers avoid stamp duty

    According to new Halifax research, 31 percent of home buyers did not have to pay stamp duty between September 2008 and June 2009.

    Staycations on trend for August bank holiday

    In research conducted prior to the last bank holiday, LV= reported that ‘Staycations’ – trips away within the UK - were planned by almost seven million UK adults.

    ‘Boomerang generation’ return to the nest

    According to Saga Home Insurance, 31 percent of parents over 50 years of age have seen their adult children return to the family home.

    Are your neighbours barking mad?

    According to a new study conducted by esure pet insurance, 18 percent of Britons have fallen out with their neighbours over their pets.

    One in three university students learn about burglary the hard way

    As A-Level students prepare to collect their results this week, and as many people plan to commence university courses in the Autumn, Saga Group Ltd is highlighting the importance of crime prevention measures.

    Easy pickings for burglars

    According to new research conducted by Direct Line Home insurance, householders are failing to make life difficult for burglars.

    Holidays abroad planned by many Brits

    Comparison site Gocompare.com recently conducted a survey into ‘Brits abroad’ and their travel habits.

    The key to a secure home

    The August bank holiday is rapidly approaching, and many Brits will use the long weekend as a chance to get away.

    Almost a million lodgers in the UK

    Recent research from Abbey Mortgages has revealed that there are currently 981,000 lodgers in the UK.

    Don’t allow burglars a window of opportunity!

    Halifax Home Insurance recently reminded homeowners that they should be cautious about leaving their windows and doors open.

    Switch in the summer to save in the winter

    Which? recently reported that all main energy suppliers had cut their prices in recent months.

    Jet set pets

    According to new research conducted by Tesco Pet Insurance, pets are at the forefront of Brits’ minds as they plan their holidays.

    Women make more sacrifices than men

    According to the results of a survey conducted by Legal and General, in which over 4,000 Brits were questioned about their approach to managing their household budgets, more women than men are cutting back on expenditure to get through the recession.  For example, it was found that 20 percent of women have cut out the cost of trips to the hairdresser compared to 9 percent of men.

    Is your garden protected?

    According to moneysupermarket.com many of us will be taking advantage of our gardens as we get into this year’s summer.

    Add value to your home with simple improvements

    Halifax recently reported on their own research which indicated that simple, straightforward home improvements are the ones which can offer the highest return.

    Fathers carry out household work worth over £23,000

    According to a survey conducted by Legal and General, the total value of the tasks taken on by fathers around the home stands at £23,296.  This is virtually twice the 2005 figure of £12,738.

    Warm weather could cause a subsidence for some homeowners

    In light of the fact that the Met Office has predicted a warmer than average summer, and rainfall at virtually average or below, moneysupermarket.com is advising homeowners to ensure that they are adequately insured for subsidence.

    What would your dream wedding transport entail

    According to Diamond, a quarter of women in the UK would like to arrive at their ‘dream wedding’ in a classic Rolls Royce.

    Improving v Moving

    According to the annual Halifax Home Improvement Survey, 55 percent of homeowners have embarked upon home improvements in the past 12 months.

    From let down to let out

    According to research conducted by Unbiased.co.uk, virtually 5 million homeowners have toyed with the idea of becoming ‘reluctant landlords’.

    DIY saves households £49 billion

    According to Sainsbury’s Home Insurance, an estimated 65 percent of British adults have embarked upon DIY in the past 12 months to avoid paying for professionals.

    Beauty spots (of bother) to the value of £900m

    According to Sheila’s Wheels Home Insurance, beauty products and related equipment were to blame for £900 million worth of damage in UK homes last year.  This equates to an average of £153 per household.

    Burglary concerns heightened amid recession

    According to Halifax Home Insurance, the onset of the recession has left 14 percent of householders feeling more exposed to the threat of burglary.

    As the recession forces finances into the red, households go green

    According to research from uSwitch.com, the recession has resulted in an increasing number of energy efficient households, thus positively affecting the environment.

    Wedding bells should ring insurance alarm bells says NFU Mutual

    With summer just around the corner, the time for weddings has also arrived. While a wedding is a happy time not only for the bride and groom but also for family and friends, rural insurer NFU Mutual is reminding newlyweds to review their home contents cover following the big day.

     

    43 percent lack the DIY know-how of their parents

    According to new research conducted by Halifax Home Insurance, 34 percent of UK householders are set to embark upon some DIY during the forthcoming Easter break.  However, 43 percent admit to not being as skilled in this field as their parents.

    Over four million homeowners prepare to climb the property ladder

    According to research carried out by first direct, over four million homeowners are currently keeping an eye on the housing market in preparation for taking advantage of reduced house prices.  Their intention is to move up the property ladder before prices begin to rise.

    Over a quarter choose DIY over R&R this Easter

    According to M&S Money, 28 percent of households will be staying in this Easter weekend to revitalise their properties during the course of the break.

    Homeowners changing the way they use living space

    Further to a new UK study conducted by AA Personal Loans, the company has revealed that a quarter of homes look set to become larger prior to the end of the recession.

    Sun sea and substantial card charges

    With the Easter and summer holidays approaching, Moneynet.co.uk has offered a word of warning about the cost of debit card transactions whilst out of the country.  Using a debit card in the UK is free of charge, though this is not the case elsewhere – a fact that is often overlooked by holidaymakers.

    Number of Brits saving for a house deposit increases

    According to Birmingham Midshires, the number of people saving towards a house deposit in the UK has increased by 29 percent.  This has been revealed further to the company’s ‘Saving Britain’ campaign in which more than 2,000 adults were asked about their saving habits.

    Almost half of Brits cannot afford home improvements this Easter

    According to moneysupermarket.com, 43 percent of people in the UK will be unable to embark upon home improvements this Easter due to not having the funds required to do so.

    Stormy weather batters England and Wales

    As cold weather conditions continue to threaten many households across England and Wales, Halifax Home Insurance is advising people to take precautions to protect their properties from damage.

    30 percent do not check their energy bills

    According to uSwitch.com, 30 percent of energy customers do not check that they are billed for the right amount of gas and electricity.

    Improvers rather than movers

    According to Sainsbury’s Finance, the current property market is resulting in an increased level of spending on home improvements.

    Saving before safety

    According to Gocompare.com, drivers suffering the effects of the credit crunch are putting potential cost savings ahead of safety.

    Potential for lower energy bills is overlooked by many

    According to Switch with Which?, their survey of over 6,000 Which? members revealed that only 15 percent have switched energy supplier during the course of the past year.

    Domestic insurance claims on the increase amid cold snap

    According to AA Home Insurance, there has been a 50 percent rise in the number of home floods due to frozen pipes.  It was revealed that homeowners nationwide have made claims in excess of £15 million for this reason.

    Over half a million people moved to the South East during the last decade

    Research conducted by Halifax has revealed some interesting statistics with regards to population movements throughout the UK during the course of the past decade.

    2008 sees positive improvements for first time buyers

    Halifax’s First-Time Buyer (FTB) Affordability Review tracks the affordability of housing within 406 local authorities (LAs) across Britain, inclusive of 32 London boroughs.

    Stormy weather ahead

    After a quiet and frosty start to 2009, the Met Office are now forecasting a mixture of windy, wintry weather for the coming weekend.

    Plan your 2009 calender before 2008 is over

    The Norwich Union recently reported key diary dates for the year ahead. The dates target homes and cars and are based on claims data from 1998 – 2007.

    Updating and modernising homes adds up to £5,000 value

    Over the past twelve months, new research by Halifax has shown that there has been an increase in the number of people carrying out home improvements to update and modernise their properties.

    Potential home owners are put off buying by the appearance of neighbouring properties

    According to findings by Legal & General the external appearance of a neighbour’s property could be the deciding factor for potential buyers.

    UK homeowners loft conversions go through the roof

    A study conducted by AA Home Insurance reveals that British homeowners have spent more than £90billion converting unused space into living space.

    Homeowners suffer as neighbours do some damage

    Abbey Home Insurance has recently found through its research that over half a million homeowners suffer damage caused by their neighbours every year.

    One million homeowners return from holiday to a £2.3 billion ‘repair’ bill

    New research from Halifax Home Insurance has found that over one million British holidaymakers return from a holiday to find that their house is not as they left it.

    Outlook for the housing market is subdued

    Moneyextra, commenting on the housing market in April, reported that the housing market continues to mark time, the average house price is increased by 0.82% on the previous month of March. This amount is still below the prices seen at the end of 2006. The average property value of £222,117 is up merely 3.4% on last year.

    Homeowners to spend £56m on their gardens this summer

    According to a survey conducted by esure home insurance, this summer the majority of homeowners who have gardens, that is 92% of Brits, will be looking to spend £56 million over the next three months.

    British homeowners spend £54,400 moving home in a lifetime

    Research conducted by Abbey Mortgages has shown that the average Brit moves home between 3 or 4 times in a lifetime.

    19.5 million Men feel more like Jamie Oliver’s than Handy Andy’s says Prudential

    Prudential Home Insurance has revealed through new research that nearly half of men in the UK are more comfortable cooking a meal than carrying out basic home improvements.

    Decorating disasters surge with Bank Holiday DIY

    In preparation of thousands of Brits dedicating another Bank Holiday Monday to DIY, Lloyds TSB Insurance predicted a 60% surge in calls as a result of not taking care with saws and step ladders.

    As landlords sell, first time buyers benefit

    According to Alliance & Leicester Mortgages, one in ten landlords have sold a letting property in the last two years and a quarter have made over 30% returns on their letting property.

    Moving home costs the UK economy over £500m every year

    With the imminent introduction of Home Information Packs (HIPs) in December, the Association of Home Information Pack Providers (AHIPP) believes that they could reduce the impact of stress considerably for both the consumer and the economy.

    March housing market – calm before the storm says NAEA

    Figures released by The National Association of Estate Agents (NAEA) have shown that the housing market is currently in a state of calm.

    Opportunistic thieves take advantage of summer weather

    Homeowners have recently been urged by Nationwide Building Society to ensure that they are protected against thieves this Bank Holiday weekend by making sure that they have adequate cover for loss of garden contents under their home insurance plan.

    Woolwich cost of moving survey 2007

    The recent Cost of Moving Survey conducted by Woolwich has shown that many house sellers are saving on the cost of moving despite an increase in property prices by 11.1% over the last year. As a result of Home Information Packs (HIPs) becoming compulsory from June this year, savings are likely to be cancelled out.

     

    Financing your furnishings

    Halifax Credit Cards recently revealed new figures on Britain’s home furnishings spending.

    Zurich first to offer online homeowner logbook

    In anticipation of the launch date for the Home Information Pack (HIP) on December 31, Zurich Building Guarantee, Zurich’s direct new home warranties arm has launched the first online homeowner Log Book.

    Home buyers fail to protect from property nightmares

    Research conducted by AA Legal Services has found that many homebuyers are failing to protect themselves from property nightmares.

    £2.6 billion of accidents around home are as a result of DIY

    As another Easter Bank Holiday passes us by, home improvements seem to be the one thing on everyone’s minds.

    Homeowners push house prices through the roof

    News from Alliance & Leicester Personal Loans has revealed that a loft conversion can add around £100,000 to a home’s value.

    Nine million visit DIY stores over Easter Bank Holiday

    According to news from Direct Line, trips to DIY stores and garden centres are seen to be as much a part of the Easter bank holiday weekend as traffic jams and chocolate eggs.

    Average homeowner moves six times in their life

    According to recent research from Halifax Estate Agents, UK homeowners are moving on average 6 times during their life.

    What new homeowners look for when buying

    A recent study from Nationwide Building Society has revealed that most UK home buyers prefer properties with environmentally friendly features. When choosing between two properties of a similar size and value, 82% of respondents said that a home with solar panels would have more influence on their decision to purchase than a home with an attic room.

    Homeowners’ splash out on pre-sale home improvements

    Recent news from Yorkshire bank has revealed that 1 in 3 homeowners plan to splash out on sprucing up their homes before they sell.

    Botched home repair jobs cost millions of pounds of misery

    A recent study conducted by Direct Line has shown that one in six, (that is 17%) of British homeowners have had some home improvement work carried out in the last 2 years by an unqualified or improperly trained tradesperson.

    DFY (Done For You) out does DIY

    As the peak season for home improvements is nigh, Brits have revealed that their love for DIY may finally be fading.

    Terraces see biggest price rise in last 10 years

    Recent research from Halifax Estate Agents shows that the greatest UK house prices in the last 10 years have been in terraced properties.

    Grand Designs cost UK householders billions

    A recent study from Halifax Home Insurance reports that 11 million households have ideas for grand designs which could cost a total of £153 billion to complete.

    Storms could cause millions of pounds worth of damage to homes in 2007

    Recent news from Abbey stated that storms could cause around £324 million of damage to homes this year.

    New business for new Mums

    Recent research conducted by Tesco Business Credit Card reveals that becoming a mum is likely to be the most common incentive for women to start up their own businesses. Juggling the demands of working for an employer while still being a good mum inspire many women to go it alone.

    Britain warned to prepare for cold snap

    Homeowners have been warned that they should prepare for this weeks’ big freeze following reports of the increasing risk of cold and wintry conditions.

    Baby budgeting

    Recent news from Halifax tells would be parents that when expecting a baby, life will never be the same again.

    January storms take their toll on properties

    Following the stormy weather last week, people are being encouraged to repair the damage to their homes as quickly as possible.

    £1,509 is the average spent on fixing homes each year

    Employing trades people to work on homes cost homeowners an average of £1,509 according to recent research by MoneyExpert.com.

    Homeowners are improving rather than moving

    A surprising number of homeowners, a reported 9 million, are planning on making improvements to their properties in the coming months according to research conducted by The MarketPlace at Bradford & Bingley.

    Start saving for your children’s futures now

    In 2006, The Children’s Mutual looked at the true cost of how much tuition would cost to gain qualifications in five professions; doctor, architect, solicitor, engineer, and nurse.

    December sees house price increase

    Recent news from Nationwide shows that house prices rose by 1.2% in December, bringing the 2006 annual rate up to 10.5%.

    When planning home improvements, check buildings and contents insurance

    Research carried out by NOP, on behalf of Bradford & Bingley, has shown that over 9 million households are set to carry out home improvements this year.

    Personal loans vs. Remortgaging

    Bank holidays have had a long standing tradition of being a day for DIY jobs, and with the coming bank holidays, they are no exception.

    Parents are called upon for DIY jobs

    Research conducted by Halifax Home Insurance show that 63% of Brits have asked their parents to help out with their home improvements.

    Women are the biggest spenders when it comes to DIY according to Sainsbury’s Bank

    Research conducted by the Sainsbury’s Bank Home Improvement Index show that women will spend over £29 billion on home improvements, which works out to be £1.76 billion more than men.

    Shelling out on DIY could leave you out of pocket

    As Easter weekend approaches once more, it has been revealed by research conducted by Alliance & Leicester Personal Loan, that one in three people will be doing some DIY improvements.

    Home improvement bill in the region of £48 million

    The state of Britain’s houses has been highlighted by the Halifax Press Office.

    Brits lavish money on homes in the run-up to Christmas

    With relatives and friends likely to pay a visit during the festive season, it seems people are getting ready to show off their properties.

    Why DIY when you can GSI?

    This coming bank holiday, many home improvers are turning away from DIY in favour of GSI or getting someone in.

    Female DIYers take charge over bank holiday

    As the bank holiday weekend approaches many of us will be using the extra days off work to do a bit of DIY around our homes.

    DIY Spending has doubled in the last 20 years

    As bank holidays approach, the nation usually turns to DIY. A survey conducted by the Halifax in 2005 reveals that spending on home maintenance and repair has more than doubled in the last 20 years.

    Modern day home improvements becoming a little out of the ordinary

    Research conducted by Abbey has shown that some peoples’ home improvements are becoming a little out of the ordinary.

    DIY spend increases by 76% over a decade

    Research from Halifax published in April this year shows a 76% increase in spending on DIY. In real terms, spend has increased from £6.4bn to £11.3bn.

    A simple approach to loans

    If you are looking for jargon-free loans then Nemo Personal Finance is the lender for you.

    Make way for home improvements with a homeowner loan

    If you are looking to create your dream home and add value to your investment, then a homeowner loan may be what you are looking for.

    Television turns Britain into a nation of home improvers

    With more and more home improvement programmes on television an increasing number of homeowners are switching off the box and springing into action improving their own homes.

    Home dining can pave the way for homeowner loans

    New research shows that an increasing number of money conscious Britons are staying in rather than going out.

    You don’t have to move house to move up the property ladder

    As the price of property and moving house continues to grow, it might make sense for home movers to stay where they are.

    Home owner loans for GSI – the new DIY

    This time of year often sees many UK homeowners choosing to go ahead with home improvement jobs they have been planning for months, yet the traditional do it yourself (DIY) projects seem to be declining.

    Property prices rise again

    Property prices in the UK have risen again last month, according to the latest housing market value index.

    Make home improvements but avoid the expense of a special offer store card

    A recent survey by Alliance and Leicester has shown that one in three homeowners were ready to spring into action over the last Easter bank holiday weekend.

    Home improvements – what matters when you want to add value to your home

    A recent research survey on the housing market conducted by Nationwide, has revealed which home improvements can really add value to your property.

    Homeowner loans for garden revamp

    Proud homeowners are spending a huge amount of money on garden makeovers, new figures have revealed, particularly as the warm summer months are approaching.

    Garden makeover for higher house value

    Britons wishing to add value to their properties can do so through a garden makeover, it has been claimed.

    Home improvement spending rockets

    The amount spent by Britons on DIY in the last ten years has soared, a new study has revealed, with many homeowners hoping to increase the value of their property.

    Britons prefer simple home improvements

    UK homeowners are increasingly opting for simple, smaller home improvements which increase the value of their home with the least amount of cost and effort, according to new research.

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