Over a quarter choose DIY over R&R this Easter
According to M&S Money, 28 percent of households will be staying in this Easter weekend to revitalise their properties during the course of the break. In addition, it would seem that 64 percent of respondents will be more inclined to embark upon a little DIY themselves as opposed to enlisting the services of tradesmen, in a bid to save the pennies.
M&S Insurance Manager, Judith Roberts, commented: “Easter is always a popular time of the year to get jobs done around the home. The current financial climate means that even more people will be having a go at DIY, either as an alternative to moving home or instead of employing a professional.
“It’s worth bearing in mind that DIY doesn’t always go as planned. Insurance companies receive many claims involving DIY-related accidents. Always make sure you plan well before attempting DIY and seek professional advice if necessary. Also check that your home insurance policy covers you for accidental damage and whether there is a limit to that cover.”
M&S Money has offered DIY enthusiasts some advice prior to progressing with intended household tasks this Easter. Firstly, be sure that you have the know-how to complete the task at hand. Secondly, if the project is particularly large and you think that a permit may be required then check with your local council. Thirdly, be careful when utilising machinery and use protective clothing such as overalls, gloves and eye goggles. Finally, where heights are involved, ensure that any scaffolding or ladders are safe and secure.
Those who are looking to carry out home improvements but are lacking the funds to do so, may wish to consider taking out a secured loan to finance the work. One of many options available to homeowners with a mortgage, a secured loan could pave the way to that much desired new bathroom, conservatory or extension. Existing debts could even be consolidated at the same time to eradicate multiple monthly repayments, leaving just one, potentially lower, monthly repayment. However, when consolidating debts it should be remembered that this may increase the amount paid back overall and extend the repayment periods of debts.
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