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Who will Nemo lend to?

Nemo will lend to people just like you. At Nemo, we don’t overcomplicate things. We like to keep things simple and get straight to the point. That’s why we’d like to explain who we’ll lend to, and you should find that we will lend to people just like you. Here are some examples, however this list is not exhaustive.

  • You’ll need to be a homeowner
    As long as you’re an employed or self employed homeowner, with a mortgage, you can take out a secured loan with Nemo. Secured loans from Nemo are subject to status.

  • If you’re married or a joint property owner, you’ll need to become joint borrowers
    As loans are secured on your home, if you are married or a joint owner of the property, you must become joint borrowers.

  • Your property will need to be worth at least £80,000
    The minimum value of any property that a Nemo loan can be secured on is £80,000.

  • Nemo is a responsible lender and there are a few things we won’t help with
    One thing to remember though, Nemo is a responsible lender and will only make loans available to people who can afford them. As well as the things that we can help with, there are also a few things that we can’t help with. Nemo won’t be able to help with the purchase of second homes for investment; nor can we help with matrimonial settlement or for business purposes. This list is not exhaustive, so if you have any questions, contact us.

Calculate your repayments

Use our loan calculator to work out how much you want to borrow and what your repayments could be.

Nemo Personal Finance

© 2012 Nemo Personal Finance Ltd. All rights reserved.

Authorised and regulated by the Financial Services Authority for arranging general insurance.

Registered in England and Wales No. 5188059.

Registered office:
Principality Buildings Queen Street Cardiff CF10 1UA

Calls may be monitored or recorded for training, compliance and evidential purposes.

A Nemo loan is secured on your home and is for homeowners with a mortgage only.

Nemo does not provide homeowner loans for business or invesment purposes.

All loans are subject to status.

Nemo is a member of the FLA (Finance and Leasing Association) and follows its Lending Code.