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Our Fees

How to Pay
We accept payment by all major credit and debit cards. Please be aware that any unpaid fees will be added to your account and will accrue interest. No interest will be charged on default fees. The fees are payable under the terms of your Nemo Personal Finance Loan Agreement. Fees and information correct as at 01/07/2012 and subject to change to reflect changes to Us in the cost of these services. There may also be a fee for uncommon services.

Service FeesCost

Telegraphic Transfer

 £30
Change to Direct Debit Payment Due Date £25
Statement of Account – 12 month transaction history.
Chargeable for 3rd party requests only		 £25
Our consent to a 3rd charge against your property £125
Mortgage Reference £100
Deed of Postponement – This fee maintains your Nemo Loan as the
second charge on your property should anything change regarding the first charge, for example if you change your mortgage provider.		 £125
Transfer of Property Fee – Payable if you move house and transfer your loan to your new property. £125
Adding or removing a person from your loan agreement £125
Security Release Fee* – Payable if you wish to settle your loan early, this is in addition to the amount required to settle your loan. £125
Default Fees
Unpaid Direct Debit £30
Returned Cheque £30
Default Notice £50
Arrears Visit Up to £90

*Not applicable to loans regulated under the Consumer Credit Act 1974

 

Nemo Personal Finance

© 2013 Nemo Personal Finance Ltd. All rights reserved.

Authorised and regulated by the Financial Conduct Authority for arranging general insurance.

Registered in England and Wales No. 5188059.

Registered office:
Principality Buildings Queen Street Cardiff CF10 1UA

Nemo is a member of the FLA (Finance and Leasing Association) and follows its Lending Code.

Calls may be monitored or recorded for training, compliance and evidential purposes.

A Nemo loan is secured on your home and is for homeowners with a mortgage only.

Repaying borrowing over a longer term will increase overall interest charges.

If you settle your loan early an additional interest charge may arise calculated under the Consumer Credit Act.

Nemo does not provide homeowner loans for business or invesment purposes.

All loans are subject to status.