Our Fees

How to Pay
All fees can be paid for by Switch, Delta, Electron, Maestro, Visa Europe and MasterCard. If not paid they will be added to your Account and please be aware that they will accrue interest. The fees are payable under the terms of your Nemo Personal Finance Loan Agreement. Fees and information correct as at 24/05/2011 and subject to change to reflect changes to Us in the cost of these services. There may also be a fee for uncommon services.

Service Fees	Cost
Telegraphic Transfer	£30
Change to Direct Debit Payment Due Date	£25
Statement of Account – 12 month transaction history. Chargeable for 3rd party requests only	£25
Our consent to a 3rd charge against your property	£125
Mortgage Reference	£100
Deed of Postponement – This fee maintains your Nemo Loan as the second charge on your property should anything change regarding the first charge, for example if you change your mortgage provider.	£125
Transfer of Property Fee – Payable if you move house and transfer your loan to your new property.	£125
Adding or removing a person from your loan agreement	£125
Security Release Fee* – Payable if you wish to settle your loan early, this is in addition to the amount required to settle your loan.	£125
Default Fees
Unpaid Direct Debit	£30
Returned Cheque	£30
Default Notice	£50
Arrears Visit	£90

*Not applicable to loans regulated under the Consumer Credit Act 1974

New customers

Our Loans

Get to know us

Let us help

Authorised and regulated by the Financial Services Authority for arranging general insurance.

Registered in England and Wales No. 5188059.

Registered office:
Principality Buildings Queen Street Cardiff CF10 1UA

Calls may be monitored or recorded for training, compliance and evidential purposes.

A Nemo loan is secured on your home and is for homeowners with a mortgage only.

Nemo does not provide homeowner loans for business or invesment purposes.

All loans are subject to status.

Nemo is a member of the FLA (Finance and Leasing Association) and follows its Lending Code.