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Settle my Nemo mortgage early

You can settle your Nemo second charge mortgage at any time.  You will need to request a settlement quote from us to know the amount and how to pay. 

You can request a settlement quote by contacting us.

If you are remortgaging and wish to keep your Nemo second charge mortgage you will find more information by clicking here

Before settling your second charge mortgage

Your terms and conditions of your second charge mortgage will suggest the early repayment charges or fees to be added to the outstanding balance, which will need to be paid in full in order to settle your Nemo mortgage.  This will explain why the value to settle your mortgage is higher than your outstanding balance. 

If your secured property is in Scotland, you may need to pay additional fees relating to the removal of your charge from the Registrars of Scotland, these fees will be confirmed to you with your settlement figure, and are due in accordance with Scottish Legislation. 

If you are eligible for Quarterback, this will be forfeited if you settle before the date specified on the certificate sent to you at the start of your mortgage. See our FAQ’s for more information.

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    If you're thinking of settling your second charge mortgage, and want to talk to us, give us your details

© 2016 Nemo Personal Finance Ltd. All rights reserved.

Nemo Personal Finance, Trafalgar House, 5 Fitzalan Place, Cardiff CF24 0ED.

Nemo Personal Finance is a trading name of Nemo Personal Finance Limited. Registered office: PO Box 89 Principality Buildings, Queen Street, Cardiff CF10 1UA. Registered in England and Wales No. 05188059.

Our Firm reference number is 314732 and you can check these details on the Financial Services register here.  

Calls may be monitored and recorded for training, compliance and evidential purposes.

Authorised and Regulated by the Financial Conduct Authority. Nemo Personal Finance subscribes to the Lending Code which is monitored and enforced by the FLA (Finance and Leasing Association).