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Cookies

By accessing and using this website, you consent to the use of cookies to track how you reached the Nemo website and the journey you take while you are here including your activity on certain pages.

We have stated below how the Nemo loans website uses cookies to track your visit around our website, and how you may remove them if you wish to. Cookies are tiny elements of data that a website can send to your computer internet browser which may be stored on your hard drive so you can be recognised by that website. We use cookies to collect non personal anonymous information regarding visits to our website. Specifically, we use cookies to track how you reached the Nemo website and the journey you take while you are here including your activity on certain pages. It is possible for you to set your browser to notify you of cookies before one is placed on your computer or for you to reject them. If you would like to find out more about cookies and how to remove them from your computer, please visit www.allaboutcookies.org 

Please remember, cookies do not contain confidential information such as your home address, telephone number or credit card details. We do not exchange cookies with any third party websites or external data suppliers.

The cookies which the Nemo website uses are listed below:

Cookie set by   

 Name

Duration                  

 Purpose

 More Information

Google Analytics

_utma   

 

_utmb

 

_utmz

 

_utmc

30 days.

 

30 minutes.

 

30 days.

 

Session based (expires when you leave the Nemo website).

These cookies are used to collect information about how users reached the Nemo website and the journey taken whilst you are here, including your activity on certain pages.

 

Nemo uses this information to compile reports and help us improve the website. The cookies collect information in an anonymous format, including the number of visitors to the site, how visitors reached the site and the pages they visited.

 

From time to time Google’s engineers and technical staff may need to access Nemo’s Google Analytics account data for quality or maintenance purposes. Nemo may also have the option to give Google Analytics employees in support, optimisation and sales access to our account data if we have a problem or question related to our account's data.

 

The Google Analytics Terms of Service, which all Analytics customers must adhere to, prohibits the tracking or collection of personal information using Google Analytics or associating personal information with web analytics information

Click here for an overview of privacy at Google

Clicktale

WRIgnore

 

WRUID 

24 hours.

 

365 days.

Nemo has previously used Clicktale to record and analyse user’s journeys on the website.This collected information in an anonymous format and is now deactivated. If you visited the site prior to 14th May 2012, a the WRUID cookie may still be present on your computer.

F5

NL001 Session based (expires when you leave the Nemo website). Nemo’s website is load balanced across 2 servers which means that some visitors view the site on one server, and others see it on another server. This cookie uniquely identifies you and ensures your requests on our site are always directed to the same server during the same session.

Website code

sifrFETCH Session based (expires when you leave the Nemo website). Nemo's website uses sIFR fonts for headings and these are based on Flash.

Your browser also generates other information, including which language the site is displayed in, and your Internet Protocol address ("IP address"). Your IP address is automatically logged by our servers and used to collect traffic data about visitors to our web sites. We do not use your IP address to identify you personally.

 

Nemo Personal Finance

© 2013 Nemo Personal Finance Ltd. All rights reserved.

Authorised and regulated by the Financial Conduct Authority for arranging general insurance.

Registered in England and Wales No. 5188059.

Registered office:
Principality Buildings Queen Street Cardiff CF10 1UA

Nemo is a member of the FLA (Finance and Leasing Association) and follows its Lending Code.

Calls may be monitored or recorded for training, compliance and evidential purposes.

A Nemo loan is secured on your home and is for homeowners with a mortgage only.

Repaying borrowing over a longer term will increase overall interest charges.

If you settle your loan early an additional interest charge may arise calculated under the Consumer Credit Act.

Nemo does not provide homeowner loans for business or invesment purposes.

All loans are subject to status.