Tuesday, November 3, 2009
Category:
Home Improvements
According to Saga Group, some homeowners might find Halloween to be the night from hell.
They say, 3.6 million homeowners might have their property damaged by trick or treaters, resulting in an average outlay of £117 to repair the damage. One in ten will need to spend over £250 to repair damage to property. In 2008, Saga Home Insurance had a 97% increase in claims, paying out over £300,000 for damage caused by trick or treaters.
Eight percent of property owners experience undamaging, comical jokes on Halloween, but for fifteen percent, eggs are thrown on their property. More than 1.4 million homeowners are subjected to nasty or upsetting tricks which result in broken windows and vandalism.
Halloween is reported as being one of the most demanding times of year by the police. Over 50s are said to be less keen to celebrate Halloween, with 36 percent not celebrating or giving out treats. 17 percent pretend to be out and draw their curtains.
Andrew Goodsell, executive chairman, Saga Group adds "Halloween is one of the worst days of the year for vandalism. For most people it will end without incident, but for a few it may be an expensive night. Taking a few simple steps, for example moving garden ornaments out of sight could help reduce the likelihood of vandalism. We would also urge all homeowners to check their home insurance provides adequate cover should vandals strike."
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Homeowners who would like to improve security in and around their homes, and who are looking for the funds to do so, could consider a secured loan. A secured loan for
home improvements, could be used to replace older windows and doors with newer UPVC versions. Homeowners may also wish to replace old, weak perimeter fences with newer stronger versions. As well as making physical changes to a property, homeowners may also consider implementing closed circuit television and extra lighting for additional security.
