Friday, April 24, 2009
Category:
Home Improvements
With the Easter and summer holidays approaching, Moneynet.co.uk has offered a word of warning about the cost of debit card transactions whilst out of the country. Using a debit card in the UK is free of charge, though this is not the case elsewhere – a fact that is often overlooked by holidaymakers.
In addition to conversion fees from 2.75 percent to 2.99 percent, withdrawal charges from £1.50 to £5.00 are also incurred when making cash withdrawals abroad. However, the charges that most surprise holidaymakers upon their return are those incurred for purchases that are subject to the conversion fee and an additional £1.50 per transaction.
At a time when the pound isn’t particularly strong, thus resulting in holidaymakers facing substantial expenses right off the bat, the last thing they want is unnecessary debit card charges to boot. Therefore, it is best that all possible fees are investigated before heading off for that much-desired rest and relaxation.
If charges are understood prior to heading for sunnier pastures then spending patterns can be considered in advance and adapted to suit. For example, cash withdrawals could be kept to a minimum whilst away to avoid shelling out £1.50 to £5.00 a time. Such charges may seem meagre in the grand scheme of things but, when incurred on regular basis during the course of week or two, they can amount to a significant sum.
.........................................................................................................................
As the Easter and bank holidays approach, some homeowners may chose to carry out vital home improvements in favour of travelling abroad on holiday. Those looking for finance to cover the cost of home improvements could consider a secured loan. One of several options to finance
home improvements, a secured loan could be used for large scale projects such as extending upwards and outwards, as well as smaller scale projects to refresh a current property. A secured loan could provide homeowners who need more space with the opportunity to stay in the home they love and to make it better suit their needs.
