Monday, February 19, 2007
Category:
Home Improvements
Recent news from Abbey stated that storms could cause around £324 million of damage to homes this year.
In total, 620,000 storm-related claims on buildings insurance are made each year. A household claim is around £522 per household and 36 per cent of homes are still uninsured.
People are warned that they should make sure they have the appropriate cover for their properties as the stormy season begins. Guidance on how to prepare for a storm and protect homes from damage includes checking roves for loose tiles which could be dangerous if they fall. Homeowners should also check the outside of buildings and secure anything that could be damaged, or that could cause damage. Trees and loose branches are another thing homeowners should be aware of. Loose branches can cause damage to telephone lines and windows when there are high winds. If flooding is expected, homeowners should protect as many of their belongings as possible by moving them upstairs. Sandbags can be used to prevent water coming into homes.
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Homeowners who’d like to carry out vital home improvements to protect their properties against storm damage could consider funding these with a secured home improvement loan. One of many options, a secured home improvement loan could help fund building projects such as re roofing a property. Even bigger projects such as loft conversions, basement conversions or even extending a property may be funded with a secured home improvement loan. Secured home improvement loans may also be considered as a means of funding smaller projects like refitting kitchens or bathrooms or even adding a conservatory. Secured home improvement loans can usually be repaid over a term of 5 to 25 years.
