Saturday, November 21, 2009
Category:
Property
As the weather takes a turn for the worse, Confused.com has offered advice on how to protect properties from the elements.
The price comparison company also suggests that homeowners should check their policies for details of alternative accommodation arrangements, new for old replacement items, and re-build costs.
Homeowners who have got the opportunity to implement damage control measures prior to a flood should take the following action:
- Re-locate the maximum amount of furniture upstairs or raise it off the ground.
- Ensure that electrical items are unplugged and positioned as high up as possible.
- Turn off the water, gas and electricity at the mains.
- In order to reduce the flow of water into the property, place sandbags outside.
- Ensure that home insurance policy details are to hand, along with telephone numbers in case a claim needs to be submitted.
- Safely store priceless possessions, such as photographs that can not be replaced.
In the event of a flood, homeowners are advised to act as follows:
- Get in touch with the insurer as soon as possible so that drying equipment can be assigned to the home.
- Ventilate the property by opening doors and windows where feasible.
- Photograph damaged items to assist the insurer in settling claims quickly.
- Retain ruined furniture until claims have been settled as some insurers may want to examine the damage.
When gale force winds are forecast, Confused.com recommends that homeowners take the following action:
- Fasten down any objects that could cause damage if they were blown around, such as barbeques.
- Ensure that gates and doors to outbuildings are shut and secure.
- Cut back any low hanging tree branches and hedges to prevent them from causing damage.
- Ensure that outdoor light fittings are secure.
- In the event of a damaged roof, be sure to remove loose tiles to avoid them falling and creating additional damage.
……………………………………………………………………………………………………
Homeowners who would like to carry out home improvements, either for essential repairs or to fit in with personal tastes and lifestyles, could consider taking out a secured loan. One of many finance options available, a secured loan for
home improvements could pave the way to that ideal property. The possibilities range from replacing a leaky roof to completely re-decorating the home throughout. Some borrowers may also choose to create extra space with a secured loan for home improvements, adding a conservatory or extension.
