0800 021 7048

Problems in the pipeline?

Wednesday, December 1, 2010

Category: Home Improvements

As the cold snap continues to grip the nation, Aviva is advising homeowners to be ‘extra careful’ if they are intending to go away this Christmas.

Aviva have highlighted the issues associated with burst pipes caused by freezing water, which can lead to water-soaked homes.  Last year’s low temperatures reportedly caused a rise in claims for this reason – primarily due to burst pipes or tanks in the attic.

Homeowners have been warned that a single burst pipe in the attic can cause water to stream through a property – consequently ruining furnishings and belongings, and sometimes even bringing ceilings down.  This can result in months of disruption for homeowners whilst their property is being dried out and repaired.

Director of household claims at Aviva, Rob Townend, commented: “Last winter we had some of the iciest temperatures in years and for some a relaxing Christmas break was ruined as they returned to a drenched home.

"But despite last year's icy conditions many homeowners still forget that freezing and burst pipes can be a real problem – in some cases ruining entire floors of your home.  The risk can be worse in traditional properties without modern heating systems or properly insulated pipes.

"And when homes are left empty, burst or leaking pipes often aren't discovered for many days and so damage can get progressively worse.

"So be particularly aware if you are planning a week in the sun or on the slopes for Christmas or New Year.  The problem starts when the thaw begins so make sure you have someone who can check on your home regularly and in particular when temperatures start to rise again, that way any leaks can be spotted early and stopped.

"And remember to leave your central heating on low so that warm air can circulate throughout the house."

……………………………………………………………………………………………….....

Homeowners who are concerned that their property is not fit to withstand the elements could consider taking out a secured loan to fund any work required.  One of many finance options available, a secured loan for home improvements could be used to fully insulate a property and pipes for example.  Furthermore, the funds could be used to replace an ineffective heating system with a modern counterpart.  Following significant work, borrowers may also wish to re-decorate their home to make it all the more cosy.
Typical 10.4% APR variable
Nemo Personal Finance

© 2012 Nemo Personal Finance Ltd. All rights reserved.

Authorised and regulated by the Financial Services Authority for arranging general insurance.

Registered in England and Wales No. 5188059.

Registered office:
Principality Buildings Queen Street Cardiff CF10 1UA

Calls may be monitored or recorded for training, compliance and evidential purposes.

A Nemo loan is secured on your home and is for homeowners with a mortgage only.

Nemo does not provide homeowner loans for business or invesment purposes.

All loans are subject to status.

Nemo is a member of the FLA (Finance and Leasing Association) and follows its Lending Code.