Thursday, December 24, 2009
Category:
Home Improvements
As the country experiences plummeting temperatures, esure home insurance is advising homeowners to ‘leave the heating ticking over but to turn the stop-cock off’ in the event of them going away.
This approach is believed to prevent the possibility of extensive water damage caused by burst pipes.
It has been reported that each claim for damage caused by burst pipes stood at an average value of £60,000 – primarily due to ceilings coming down and wreaking havoc.
Director of Claims at esure, Gordon Hannah, commented: "Last winter nearly every large burst pipe claim was a tragic blueprint. Families had gone away, freezing weather had caused their pipes to burst and they returned a day or two later to the widespread destruction of their homes and personal belongings. The cost of these claims is huge but the emotional impact and inconvenience to homeowners is worse.
"Many people think that they can't turn the stop-cock off and leave the heating on but usually this is fine to do and it will completely prevent the source of water that can wreck a house. Homeowners should just check their heating manual to find out more about their particular system."
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Homeowners who are worried about the effect that the elements might have on their property could consider taking out a secured loan to rectify any areas of concern. For example, if the central heating system is beyond repair it could be replaced by means of a secured loan for
home improvements. One of many finance options available, secured loans for home improvement could also allow homeowners to enhance or introduce adequate insulation, and replace any draughty doors or windows.