Thursday, December 3, 2009
Category:
Property
According to new research conducted by esure home insurance, 7 percent of homeowners have been burgled by an intruder who gained access to their property with a hidden key.
It was also found that 42 percent of homeowners have gone out without locking their back door, whilst 64 percent have gone out without closing their windows. Furthermore, it was discovered that 34 percent have left their house without ensuring that the front door is secure.
With regard to hidden keys, the research uncovered that 39 percent of homeowners conceal a spare set of keys outside their property just in case they lose their originals or accidentally lock themselves out. However, homeowners who do this are advised to carefully consider where they position these spare keys because if steps have not been taken to ensure that they are adequately concealed then insurance claims may not be paid out. The research showed that the three most popular hiding places are under plant pots, door mats and stones.
Findings also revealed that 8 percent of the homeowners surveyed do not know how many sets of spare keys they have hidden in their garden, or given to their friends and family members.
Head of Risk and Underwriting at esure home insurance, Mike Pickard, commented: "Most burglars are looking for an easy target and leaving windows and doors unlocked is practically inviting them in. Homeowners should make sure their property is as secure as possible because if they can't prove to their insurer that they took steps to keep their home and contents safe – then a claim may not be paid out.
"Make sure you take the time to regularly review the security of your property and make sure you have adequate contents insurance in the event of a break-in."
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Safety-conscious homeowners who are not satisfied with the level of security in and around their property could consider taking out a secured loan to fund desired projects. One of many finance options available, a secured loan for
home improvements could be used to replace weak doors and windows, and to fit them with strong locks. In addition, borrowers may wish to put up high walls or fences around the perimeter of their property to obscure views in and to pose a barrier to entry. Further deterrents, such burglar alarms and closed circuit television, could also be invested in for enhanced peace of mind.
