Tuesday, November 10, 2009
Category:
Property
According to new research by esure travel insurance, virtually 2.8 million people will be taking to the ski slopes this winter.
This marks a 50 percent rise on the figure recorded last year, yet 12 percent of respondents admitted that they would not be purchasing travel insurance prior to skiing or snowboarding. It would seem that 3 percent of those questioned are under the false impression that their European Health Insurance Card will suffice.
Findings revealed that 7 percent of British skiers have been involved in an accident on the slopes during a winter break. Such an accident can be costly. It is reported that being carried from the slopes on a blood-wagon costs in the region on £200, and being airlifted in a helicopter costs approximately £1,500. Furthermore, repatriation expenses stand at around £4,000 from Europe and £8,000 from the USA or Canada.
esure travel insurance highlights the fact that there is a growing interest in ‘high-adrenaline sports’ and experiencing new activities such as ice-lake diving, off-piste snowboarding and bobsleighing. Moreover, it was found that 34 percent of UK adults would embark upon such adventures without ensuring that their travel insurance is adequate. It would seem that 13 percent believe that all available activities at ski resorts are covered as standard, however this is not always the case.
Head of Travel Insurance at esure, Mike Pickard, commented: "It doesn't matter whether you're a novice or perfectly at home on the black runs, accidents do happen on the slopes and it's crucial to make sure you're fully covered with quality insurance that includes specific winter sports cover.
"Always check the small print before booking your skiing holiday and be mindful of any exclusions - particularly if you're tempted by more extreme winter sports. Call your insurer if you're not clear on what you're covered for otherwise you may have to foot a hefty medical bill if you were injured."
………………………………………………………………………………………………….....
Homeowners who have decided against going away this winter, perhaps in order to commence projects around the home, and who are looking for the finances to do so, could consider taking out a
secured loan. A secured loan for home improvements could allow the borrower to re-decorate or even renovate a property. For example, where extra living space is desired, an extension could be built or attic space could be converted. In addition, a secured loan for home improvements could also fund the replacement of any draughty doors or windows in preparation for the cold months ahead.
