Tuesday, June 2, 2009
Category:
Home Improvements
According to Sheila’s Wheels Home Insurance, beauty products and related equipment were to blame for £900 million worth of damage in UK homes last year. This equates to an average of £153 per household.
Research indicates that the recession is at the heart of the problem as people attempt to save the pennies by avoiding professional treatments. Of those surveyed, 32 percent claimed to have increased the amount of time spent on home pampering as opposed to visiting a salon or beautician. 22 percent of these respondents actually revealed that they spend in excess of 3 hours per week on personal grooming, so it is unsurprising that furniture and furnishings are being damaged along the way.
In terms of damages to such furniture and furnishings, 28 percent admitted that this has been an issue for them following a mishap with a beauty product or piece of equipment. The main household victim within UK homes would appear to be carpeting, with causes of damage including curling tongs at 85 percent, hair dye at 73 percent and nail varnish at 72 percent. 53 percent of respondents also said that their beds or bed linen have been ruined by fake tan in the past.
With heated appliances being the primary cause of disasters within the home, it is alarming that 43 percent of those surveyed have at some point forgotten to turn off such gadgets after use. For this reason, 31 percent have been faced with burn damage. 20 percent of respondents, and their heated appliances, were also found to be at the route of damages to someone else’s home.
Jacky Brown at Sheilas' Wheels home insurance, remarked: "To save the pennies, more of us are now using beauty gadgets, products and treatments at home rather than paying a professional. But any DIY pampering sessions come with their risks.
"Dyes, lotions and cosmetics can stain and many hair styling gadgets can reach extremely high temperatures and may cause considerable damage if left on accidentally. That's why having accidental damage cover added onto your home insurance can be invaluable – as beauty blunders become more commonplace."
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Homeowners who have or haven’t experienced home beauty blunders, and who would like to make some
home improvements, could consider taking out a home improvement loan. Home improvement loans can be used to finance cosmetic improvements such as redecorating, painting and wall papering, as well as larger scale projects such as extensions or conservatories. Home improvement loans are one of many finance options to fund home improvements.
