Thursday, November 5, 2009
Category:
Home Improvements
Now that the clocks have been put back and we are experiencing darker evenings, Confused.com has offered homeowners some advice on how to avoid becoming a victim of opportunistic thefts.
Firstly, make sure that valuables can not be seen by thieves – keep them out of sight from those outside by using blinds or net curtains if possible. Secondly, ensure that doors and windows are fitted with effective locks and that they are always utilised. Thirdly, invest in a burglar alarm and install it in a prominent position as this should then act as a deterrent.
Furthermore, be sure to switch the alarm on whenever the property is empty. Fourthly, do not leave items such as ladders in locations that could assist thieves – lock them away. Finally, check that the limits of specified items within insurance policies are adequate.
Head of home insurance at Confused.com, Darren Black, commented: ‘Burglaries increase during winter months with many homeowners across the country falling victim. Whilst home insurance will cover homeowners financially, it cannot account for the loss of items with sentimental value. For that reason, people need to take steps which will deter any would-be thieves in the area. A few simple steps can go a long way in reducing the risk of your home becoming a target. The harder you make it for the opportunistic thief, the more likely they are to move on.'
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Homeowners who would like to increase the level of security in and around their property, and who are looking for the funds to do so, could consider a
secured loan for home improvements. One of many finance options available, a secured loan could be used for an array of purposes such as replacing weak doors and windows with stronger modern counterparts. In addition, a fence or wall could be introduced around the parameters of the property to pose an obstacle for would-be thieves, and to obstruct views into the property. Gravel driveways could also be considered as they can be off-putting to thieves who like to move quietly. A secured loan could also be used to finance external lighting, closed circuit television and burglar alarms.