Property

According to the Council of Mortgage Lenders, compared to the UK as a whole, first time buyers in Wales don’t spend as much of their income on their initial mortgage payments.

According to MoneySupermarket.com, in the last twelve months there has been a significant reduction in the number of mortgages available for first time buyers and borrowers with smaller deposits.  Therefore, there is reportedly less choice available to those who are attempting to get on the property ladder.

According to the Office for National Statistics, there was a 2.3 percent rise in UK house prices in the twelve months to June 2012, which was also the case in the twelve months to May 2012.  House prices are reportedly continuing to remain ‘relatively stable’ across the majority of the country.

According to Nationwide, in July there was a 0.7 percent drop in the price of a typical UK house, which marks the fourth fall in five months.

With the Diamond Jubilee fast approaching, HSBC has examined the property market in the sixty years since Queen Elizabeth II took to the throne.

According to Nationwide’s latest House Price Index, in April there was a 0.2 percent decrease in the price of a typical house in the UK.  This reportedly followed a decline of one percent in March, and marked the fourth monthly house price reduction in five months.

With heavy rain and flood warnings for parts of the country, Hiscox is urging homeowners to take some ‘practical steps’ in a bid to stop water entering their property and subsequently causing damage.

According to The Royal Bank of Scotland, last year there was only a 1 percent improvement in first time buyers’ ability to purchase properties – even though house prices decreased.  The most marked improvement was reportedly found to be in Northern Ireland, whilst the most significant deterioration was found to be in the East of England.

According to Clydesdale and Yorkshire Banks, their new research has revealed that 84 percent of homeowners believe that their property will either increase in value or remain the same during the next year.

According to Nationwide, UK house prices rose by 0.6 percent in February and are 0.9 percent higher than they were in February of last year.  The price of a typical home now reportedly stands at £162,712, compared to £162,228 the month before.

According to the RICS European Housing Review 2012, the reduction in UK house prices slowed down last year whilst ‘the overall European housing market remained subdued’.

According to the latest RICS UK Housing Market survey, there was a slight increase in the number of house sales in January due to the imminent end of the stamp duty holiday for first time buyers.  It has been revealed that since the start of the year, 12 percent more UK surveyors have reported a rise in newly agreed sales.

According to moneysupermarket.com, ‘things are looking up for first time buyers’.  The comparison site has revealed that since the beginning of the year there has been a 22 percent rise in the number of products available to this group of buyers.  What’s more, the number of mortgages on offer at 80 percent loan to value (LTV) has reportedly risen by 76 percent since January.

According to research from the Halifax, monthly mortgage payments as a percentage of income are almost half of the level recorded in 2007.  However, more than half of first time buyers reportedly claim that affordability is the primary reason for them not being on the property ladder.

According to the Land Registry’s House Price Index, the January data shows a 5.2 percent change in property prices on an annual basis.

According to the RICS UK Housing Market survey, 32 percent more chartered surveyors reported an increase rather than a reduction in property prices.

According to the Halifax House Price Index, house prices increased by 0.6 percent in January.

According to Halifax, during the ‘noughties’ UK property prices increased more significantly in real terms than during any other decade in the past 50 years.

According to moneysupermarket.com, an increasing number of mortgage products are now available to borrowers with less substantial deposits or less equity in their properties.

According to Unbiased.co.uk, house buying ranks in top place when it comes to life’s most stressful experiences.

According to Halifax, last year’s average property price was affordable for those on average earnings in 39 percent of local authority districts – with 24 percent becoming affordable between 2008 and 2009.

According to new research conducted by esure home insurance, 7 percent of homeowners have been burgled by an intruder who gained access to their property with a hidden key.

As poor weather conditions sweep the nation, Halifax Home Insurance has offered homeowners some tips for protecting their properties from the elements.

According to a report compiled for NS&I, Brits believe that an income of at least £25,000 per annum should be earned prior to starting a family.

As the weather takes a turn for the worse, Confused.com has offered advice on how to protect properties from the elements.

According to the Halifax House Price Index, there was a 1.2 percent increase in property prices in October, which marked the fourth consecutive monthly rise.

According to new research by esure travel insurance, virtually 2.8 million people will be taking to the ski slopes this winter.

According to Abbey Mortgages, individuals who are renting their homes would be better off getting on the property ladder.  However, this does not apply to those intending to buy their first home in the city of London.

Several key findings were uncovered as a result of September’s National Association of Estate Agents (NAEA) housing report.

According to Nationwide, house prices in every UK region improved during the third quarter – particularly in the South East, South West and Northern Ireland.

According to research conducted by The Nottingham, buying a property in the East Midlands is considerably cheaper than renting one, and could result in thousands of pounds worth of savings in the long term.

According to recent news from the National Association of Estate Agents, there are four house hunters for every property on the market.

Research by Nationwide has revealed some of the factors that can affect individual property prices.

According to the first Halifax review of the affordability of housing in the UK, there has been a significant improvement since mid 2007.

According to the Moneyextra.com mortgage index, the average loan-to-value rates and the number of mortgages available are at their lowest point in two years.

According to Abbey Mortgages, 1.6 million people aged 18 to 34 in the UK are living rent-free with their friends or family.

According to Nationwide, the housing market is continuing to experience house price falls.

As from December 2007 it became a legal requirement for those selling houses to provide prospective buyers with a Home Information Pack (HIP).

Buying a home is likely to be the biggest investment you will ever make. Current media reports of falling house prices, difficulty in obtaining mortgages, high interest rates and that the banks are in trouble has not surprisingly, made buyers nervous.

In its September House Price Index, Halifax has found that house prices continued to fall.

The government’s decision to delay the introduction of HIPs or Home Information Packs until August, comes as a disappointment to AA Legal Services.

The latest Halifax House Price Index on regional house prices in the first quarter 2007 has shown that this is the first time that no town in the UK has an average house price of less than £100,000.

Location is king according to recent news from Halifax Estate Agents.

According to the Halifax house price index, homeowners saw their investments rise in value during March with a 1.0% increase in house prices.

The Department for Communities and Local Government recently stated that parents could be increasingly under pressure to help their children onto the property ladder.

Fresh information from the Land Registry's latest residential property price report has shown the average house price in England and Wales increase to just under £200,000.

The UK's buy to let market is looking forward to a promising year, if a new survey is to be believed.

Huge demand for property in London has driven the nationwide increase in housing prices, according to a new survey.

Experts have said that US real estate investment trusts (REITs) will boost the global property sector if more countries adopt them.

Britons searching for a good property investment opportunity may wish to consider Bootle in Liverpool.

New figures from property website Hometrack have revealed that house prices in the UK grew at their highest rate for nearly two years in April.

According to the building society's House Price Report, prices increased by just 0.1 per cent in April, following a 1.1 per cent growth in March.

The cost of moving to a more expensive property has increased significantly over the past few years, according to a new report.

First time buyers and existing property owners are finding themselves in increasing levels of debt, reports Reuters, thanks to the rising cost of buying a property.

House prices increased by two per cent during the month of April, according to new figures from the Halifax bank.

Many Britons want to invest in property abroad, according to a new survey.

London's rental market is booming, the latest survey has claimed.

Construction companies are offering first time buyers a foot on the property ladder by offering them affordable schemes.

Leading Welsh building society Principality has declared their support for home information packs (HIPs) which are due to be introduced in June 2007.

Rising house prices in London gave a helping hand to positive figures for the UK as a whole in March.